STAR portfolio combines a bank account, a brokerage account, and an insurance policy under one asset protected bundle pack. You can choose multiple depository institutions(upto 3), to maximise your return.

The Star investment portfolio strategy works just like a trust, but the difference in real trust, requires a trustee and transfer of assets, which is not required in STAR portfolio investment. For U.S investors, when certain terms are met, you are qualified for IRS tax deferral.

The All-in-one Strategy is designed for investors with investment assets of at least USD 100,000. It is a single premium life insurance policy and therefore an ideal medium- to long-term investment vehicle. It aims to minimize the heavy burden of administrative work traditionally associated with managing portfolios while offering the investor a large degree of control over the portfolio.

With all the choices it gives you, you will finally find the perfect investment fit. With the All-in-one Strategy, you place all assets in a portfolio with a chosen Depositary Institution. You may use multiple Depositary Institutions to optimise your investment return. This feature is unique in comparison to similar products on the market.

Your portfolio can be denominated in one of eight different currencies. To track how the investments are performing in another currency, you can choose to have your statements consolidated into any one of the eight reporting currencies. Statements will be sent out every quarter, but can be requested at anytime from our Client Services Division. The insurance company may grant you or i.e. JML as appointed portfolio advisor a power of attorney to make investment decisions concerning the policy. This enables you or JML to deal directly with the financial institutions but at the same time receive a consolidated statement giving a complete overview of your investment positions.

Features

1. Asset Protection
2. Convenience of holding all the assets in one portfolio
3. Easy access to your capital
4. Extensive investment freedom
5. Easy administration
6. Multiple depositary institutions
7. Possibility to appoint a portfolio advisor
8. Professional customer service
9. Easy and competitive fee structures
10. No transaction charges when trading.

How it works?

In some cases you may not have to move your investments from your current bank or stockbroker as the insurance company has existing collaboration agreements with many financial institutions in Switzerland and Liechtenstein. If your financial institution does not have an agreement yet it may be possible to arrange one.

Once your stockbroker or financial institution has an agreement, they are classified as Depositary Institutions. You may work with multiple Depositary Institutions should you wish to do so. Although your investments can remain with your existing stockbroker or financial institution, ownership of assets is transferred to the insurance company, which in turn underwrites a policy in your name based on the transferred assets. Thus an insurance cover wraps these assets and alters the legal nature and treatment of the investments. Significant gains can be realized from this depending on the legislation of the country in which you are a resident. For example, benefits can be gained from asset protection in the event of bankruptcy or attempted seizure by creditors. Should this happen, your beneficiaries are entitled to your SIP policy under Art.77-79 of the Liechtenstein Insurance Act. The product also offers you the ability to name many policyholders as well as to have multiple lives insured.

• Variable Annuity Plan
• Fixed Annuity Plan

• Qualification as a life insurance (insurance corridor)
• No self-direction
• Diversification rule
• No 'debt instrument'

Asset Protection

A Swiss or Liechtenstein insurance policy will get you this extraordinary level of asset protection if it meets the following conditions:

- You have designated your spouse or descendants (i.e. children) as beneficiaries, or

- You designate anyone as an irrevocable beneficiary, and

- Designation of either beneficiary described in numbers 1 and 2 occurred more than six months prior to bankruptcy proceedings or the seizure of assets, and The designation of beneficiary was not made with the intent to damage creditors.

Your Freedom of Choice

We give you full freedom you select your portfolio options...

1. We act as investment advisor and we manage your portfolio.
2. We as your investment advisor and you can appoint a 3rd party investment manager.
3. We act as your investment advisor and you can manage your portfolio on your own.

By appointing us as your investment advisor and investment manager you can benefit from

1. Professional investment advice
2. Selection of best suited custodians
3. And first class deposit institutes
4. Professional & unbiased Investment Management
5. Tax benefits
6. A consolidated and comprehensive reporting
7. An ongoing supervision of transactions

This investment had been specifically tailored for investors with atleast USD 100'000.

Full list of information booklet download here >>

For more information please refer our Frequently Asked Questions(FAQ's) section. Should you have any questions of general category, please do not hesitate to Contact Us.